What This Privacy Policy Covers

This policy covers how BlogsandBooks treats personal information that BlogsandBooks collects and receives, including information related to your past use of BlogsandBooks products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that BlogsandBooks does not own or control, or to people that BlogsandBooks does not employ or manage. In addition, some companies that BlogsandBooks has acquired have their own, preexisting privacy policies which may be viewed on site.

Information Collection and Use

General

BlogsandBooks collects personal information when you register with BlogsandBooks, when you use BlogsandBooks products or services, when you visit BlogsandBooks pages or the pages of certain BlogsandBooks partners, and when you enter promotions or sweepstakes. BlogsandBooks may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests, etc. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with BlogsandBooks and sign in to our services, you are not anonymous to us.

BlogsandBooks collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we may offer.

BlogsandBooks automatically receives and records information from your computer and browser, including your IP address, BlogsandBooks cookie information, software and hardware attributes, and the page you request.

BlogsandBooks uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

When a child under age 13 attempts to register with BlogsandBooks, we ask the child to have a parent or guardian to monitor the activity.

Information Sharing and Disclosure

BlogsandBooks does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with BlogsandBooks under confidentiality agreements. These companies may use your personal information to help BlogsandBooks communicate with you about offers from BlogsandBooks and our marketing partners. However, these companies do not have any independent right to share this information.

We have a parent's permission to share the information if the user is a child under age 13.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of BlogsandBooks's terms of use, or as otherwise required by law.

We transfer information about you if BlogsandBooks is acquired by or merged with another company. In this event, BlogsandBooks will notify you before information about you is transferred and becomes subject to a different privacy policy.

BlogsandBooks displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria-for example, women ages 18-24 from a particular geographic area.

BlogsandBooks does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

BlogsandBooks advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

BlogsandBooks works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Cookies

BlogsandBooks may set and access BlogsandBooks cookies on your computer.

BlogsandBooks lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to BlogsandBooks's cookies.

Your Ability to Edit and Delete Your Account Information and Preferences

General

You can edit your BlogsandBooks Account Information at any time.

We reserve the right to send you certain communications relating to the BlogsandBooks service, such as service announcements, administrative messages and the BlogsandBooks Newsletter, that are considered part of your BlogsandBooks account, without offering you the opportunity to opt out of receiving them.

Children

Parents can review, edit, and delete information relating to their child's BlogsandBooks account using tools offered by BlogsandBooks.

If a parent chooses not to allow us to further collect or use a child's information, parents enrolled in BlogsandBooks can delete their child's account by signing into that child's account and then deleting the account.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

To learn more about security, including the security steps we have taken and security steps you can take, please read Security at BlogsandBooks.

Changes to this Privacy Policy

BlogsandBooks may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your BlogsandBooks account or by placing a prominent notice on our site.

Questions and Suggestions

If you have questions or suggestions, contact us at: